KG Kinetic Gain Protocol Suite OPEN AI GOVERNANCE SPECS
36 sibling spec repos

Six Regulated Verticals.
One canonical six-shape vocabulary.

The Kinetic Gain Protocol Suite ships six vertical 6-packs — HealthTech, EdTech, PropTech / Real Estate, Insurance / InsurTech, HR Tech / Employment AI, and FinTech — each containing the same six canonical artifact shapes (Decision Card vault contract · Incident Card · Evidence Bundle compliance · Evidence Bundle bias · Operator audit-stream · Operator regulatory-lifecycle tracker). Same shape across verticals; different per-vertical regulatory basis, data categories, and invariants. Pick a vertical to explore its 6 sibling specs + canonical example.

Cross-vertical comparison table Routing tool

HealthTech / Clinical AI

FDA SaMD + HIPAA + Section 1557 + IMDRF.

Canonical buyer: St Mary Hospital

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EdTech / Student AI

FERPA + COPPA + IDEA / Section 504 + ESSA + 50 state student-data-privacy regimes.

Canonical buyer: Lincoln Unified School District

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PropTech / Real Estate AI

RESPA + ECOA Reg B + Fair Housing Act + HMDA + GLBA + CFPB UDAAP + state real-estate AI laws.

Canonical buyer: Pacific Coast Mortgage Holdings

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Insurance / InsurTech AI

NAIC AI Model Bulletin (Nov 2023) + state DOI adoptions + NY DFS CL 7 + CO SB 21-169.

Canonical buyer: Coastguard Insurance

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HR Tech / Employment AI

EEOC AI Guidance (May 2023) + Title VII + ADA + ADEA + GINA + OFCCP + NYC LL 144 + IL 820 ILCS 42 + MD HB 1202.

Canonical buyer: MomentumHR Inc.

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FinTech / Consumer + Small Business Credit AI

CFPB AI bulletin (2023) + Section 1071 + Section 1033 + UDAAP + OCC / FRB / FDIC joint AI + ECOA + FCRA + GLBA + BSA/AML.

Canonical buyer: Meridian Financial

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GovTech / Public Sector AI

OMB M-24-10 + AI Bill of Rights + Section 508 + Privacy Act + FOIA + NIST AI RMF + EO 14110 (rescinded) / EO 14179 + FedRAMP + state government AI laws.

Canonical buyer: Pacific Region Federal Services Agency (PRFSA)

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The six canonical shapes

Every vertical 6-pack contains exactly these six artifact shapes:

  1. Decision Card vault contract — what tokenized / pseudonymized / cleartext data an AI tool may access
  2. Incident Card — consumer-harm event taxonomy + regulator-referral pathway evaluation
  3. Evidence Bundle (compliance) — vertical's federal-floor obligation families
  4. Evidence Bundle (bias) — pre-deployment + ongoing bias / equity coverage
  5. Operator audit-stream — per-decision hash-chained AI-tool-access events
  6. Operator regulatory-lifecycle tracker — per-state / per-jurisdiction law lifecycle